Auto/Motorcycle Accidents and Health Insurance

The role ones health insurance plays when they are injured in an automobile, truck or mortocyle accident is a frequent topic of discussion. Essentially, you and your health insurance have entered into a contract whereby you pay premiums for certain medical coverage. When someone is injured in an accident, the health insurance can be used for the medical treatment rendered for those injuries.

Using your health insurance can affect your personal injury claim in that you may be obligated to repay your health insurance for the medical treatment it paid out on your behalf.

For example, if you were injured due to the negligence of another, part of your damages are medical expenses incurred and paid for by your health insurance. If you recover those medical expenses, the insurance company will may require repayment of those medical expenses, or at least a portion, from the proceeds of any award. If you were to retain the cost of medical expenses, it's a double recovery, or stated differently, you're "double dipping."

Proper Eviction Procedures in Rhode Island

For investment property owners with tenants who have fallen behind on their rent, failing to follow the proper procedures to evict a non-paying tenant can be a costly mistake. Before a Complaint can be filed, a 5-day demand must be mailed to the tenant which complies with Rhode Island statutory law. An acceptable form of the 5-day demand letter can be found by cliking the following link: http://www.ranonelaw.com/pages/cfAdditionalServices.cfm

Note however that a 5-day demand can not be sent until the rent is more than 15 days late. Stated differently, if the rent is due on the first of the month and is not paid, the earliest the 5-day demand can be mailed is on the 16th day of the month.

Failing to follow this critical step can result in any complaint for eviction for non-payment of rent to be dismissed for lack of proper notice resulting in further delay and loss of rental income.